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Genric Pet Insurance – Plan Comparison

Compare Our
Health Plans

Pets:
Feature / Cover
PremiumComprehensive+
R448/mo
★ Most PopularComprehensive Only
R386/mo
PremiumHospital Only
R305/mo
PremiumAccident Only
R215/mo
PremiumEssential
R95/mo
Accident Cover
✕
Illness Cover
✅ (hospital-related only)
✕
✕
Consultation Cover
Pre-hospital only (if hospitalised)
✕
In-Hospital Cover
✕
✕
Prescription Medication
Hospital-related
✕
✕
Specialist Treatment
Hospital-related
✕
✕
Dental Cover
✅ (Extended)
✕
✕
✕
✕
Alternative / Complementary Treatment
✅ (Extended)
✕
✕
✕
✕
Boarding Fees
✅ (Extended)
✕
✕
✕
✕
Missing / Stolen Pet
✅ (Extended)
✕
✕
✕
✕
Death / Condolence Benefit
✅ (Extended)
✕
✕
✕
✕
Routine Care (Optional Add-on)
✕
✕
✕
Vet of Own Choice
Direct Vet Payment
Pre-existing Conditions
❌ (12-month waiting)
❌ (12-month waiting)
❌ (12-month waiting)
✕
✕
Excess
10% (Min R500)
10% (Min R500)
10% (Min R500)
10% (Min R500)
10% (Min R500)
Microchip Required
Double-Up Option
✕

Scroll to compare plans

Comprehensive+ Perks

Only the Comprehensive+ plan includes our "Extended Cover" suite. This covers Dental, Boarding fees if you are hospitalised, Missing Pet rewards, and even Alternative therapies like Acupuncture if recommended by a vet.

The Double-Up Option

Unique to Petcovered®: You can double your premium to double your annual limits. If you choose this, you automatically qualify for the multi-pet discount, even if you only have one pet!

Available on 4/5 plansLearn More

Transparency First

  • • 12-month waiting period for pre-existing conditions.
  • • R500 minimum excess ensures lower monthly premiums.
  • • Direct payment to vets available on pre-authorised visits.
  • • All pets must be microchipped as per policy rules.

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